Scratch It Journal
Smarter shopping, explained
Guides, offer roundups, and money-saving tactics from the Scratch It team.
7 categories where cashback rates spike every quarter
A look at the recurring seasonal patterns behind the best-timed purchases.
How we booked a $2,100 trip and got $168 back
A step-by-step breakdown of stacking cashback with a travel credit card.
Points vs. cash: why real payouts win long term
The math behind why cash cashback consistently beats point-based loyalty programs.
Inside the referral program: how members earn $10 in a day
Real strategies from top referrers on getting friends to sign up fast.
How cashback tracking actually works (and why it's safe)
Demystifying the tracking pixel technology behind every credited purchase.
Meet the small brands joining our partner network
Beyond the big names — the independent retailers offering standout rates.